How to make a strong offer as a first-time homebuyer.

Feb 62 min read

by Bridget Blonde, February 6, 2025

Buying your first home? Exciting, right? But also... kinda nerve-wracking.

Especially in a competitive market where houses get snapped up fast. So, how do you make an offer that stands out?

Here are some expert-level strategies to give you the best shot at landing your dream home.

1. Get Pre-Approved, Not Just Pre-Qualified

There’s a big difference between getting pre-qualified and getting pre-approved. Pre-qualification is a quick estimate of what you might afford. Pre-approval? That’s the real deal.

It means a lender has checked your finances and confirmed how much they’re willing to lend you. Sellers love this because it shows you’re serious—and financially ready to buy. Plus, it helps you shop smarter, knowing exactly what you can afford.

2. Know the Seller’s Motivation

A great agent will dig into why the seller is moving. Are they in a rush? Do they need extra time to find their next home?

Knowing what matters to them lets you craft an offer that meets their needs. A little flexibility on your end—like adjusting the closing date—could give you the winning edge.

3. Move Fast, But Stay Smart

In a hot market, waiting too long can mean missing out. When you find a home you love, be ready to move quickly.

That said, don’t rush so much that you skip important steps—like reviewing disclosures or asking key questions. A smart offer is a fast offer with due diligence.

4. Offer a Strong Price from the Start

Trying to get a “deal” by lowballing? Not the best strategy in a competitive market. A strong, fair offer shows you respect the home’s value and keeps you in the running.

Your agent will help you determine a competitive price based on market trends.

5. Consider a Deposit That Stands Out

A deposit is your way of showing you’re serious. It’s like a security deposit—if you back out for no valid reason, the seller keeps it. If 1% is standard in your market, offering 2-3% could make your offer more appealing.

6. Be Flexible on Closing Timeline

If the seller needs to close quickly (or wants extra time), matching their preferred timeline could be the deciding factor. A little flexibility here can go a long way in making your offer stand out.

7. Work With an Agent Who Knows How to Negotiate

This is where having a skilled agent makes all the difference. A good agent knows how to craft winning offers, navigate counteroffers, and keep your best interests at the forefront.

8. Be Ready for a Counteroffer (or Rejection)

Not every first offer gets accepted. And that’s okay! Be prepared for a little back-and-forth. If your offer gets countered, your agent will guide you through your next steps.

And if the deal doesn’t work out? There’s always another great home around the corner.

Making a strong offer isn’t just about throwing money at a house—it’s about strategy. By getting pre-approved, understanding the seller’s needs, and working with the right agent, you can boost your chances of securing your dream home.